Healthcare
Summit Chamber SALA Healthcare Program
The Summit Chamber has partnered with the Small Association Leadership Alliance (SALA) to provide our Chamber members access to an alternative healthcare option. This program, designed as a cost-effective alternative to conventional insurance plans, empowers businesses that may be unable to provide group health insurance to offer their employees access to affordable and high-quality healthcare.
The Summit Choice Healthcare Program is offered as a benefit of being a member of the Summit Chamber. It is not meant to be a replacement for a traditional group insurance plan, but rather an option for those who currently do not have insurance or have an extremely expensive individual plan. The Summit Choice Healthcare Program, in partnership with SALA, is one solution to the high cost of healthcare in the mountain region.
Program Basics
Program Overview/Key Takeaways:
- Available to chamber businesses AND individuals
- Available to full-time, part-time and seasonal staff
- Dental option now available!
- The SALA Healthcare Program, provided by SALA, lowers healthcare costs by as much as 50%
- Enrollment is monthly – you may join at any time
- This program is not insurance and is not designed to replace traditional insurance
- Local healthcare providers may require partial or full payment prior to providing services for unexpected care. Payment for health care services is not guaranteed.
How it Works
This creative program is a proven insurance alternative for members to consider. When each component is brought together, the result is a customized, comprehensive, and affordable option for healthcare. The following components are detailed HERE:
- eBenefits Preventative Care Plan that best fits your needs, family, and budget (2 Choices)
- Add-on a Sedera membership for medical cost sharing to be used for accidents, illness, and unforeseen medical needs. (5 IUAs to choose from)
- Take advantage of Teladoc telemedicine for increased savings and services (included with Sedera membership)
- The comfort of 2nd.MD to ensure you and your family receive the most up-to-date medical treatment available (included with Sedera membership)
In Addition to the healthcare program, these other great benefits are available to you:
- SALA Perks Consumer Discounts
- Simply Business Small Business Insurance Marketplace
Note: The Sedera component of the SALA Healthcare Program is currently unavailable in VT, WA, PA, NM, and CA. Ask about your options if you live in one of these states! The SALA Healthcare Program is a member affinity program. Products are offered and serviced by eBenefits Administrators, ARM – Alternative Risk Management, Sedera, and Cliq (payment processing) for the Small Association Leadership Alliance (SALA). The Small Association Leadership Alliance is not a licensed insurance entity and does not sell insurance. Medical cost sharing is not subject to the regulatory requirements or consumer protections of your particular State’s Insurance Code or Statutes
Enrollment Overview
Your step-by-step guide to the Summit Chamber of Commerce’s Summit Chamber Healthcare Program:
- Organizations must be a Summit Chamber of Commerce member in good standing.
- All membership levels are eligible
- Not a chamber member? Apply today.
- Watch the informational webinar. Viewing the webinar will be the best introduction to this program and will help you understand the documents and resources below.
- Prerecorded Webinar: Watch the on-demand webinar
- Explore the program and plans: SALA Plans Click on the drop-down menus to explore program details, FAQ, Key Terms, and real-world savings examples.
- Decide if this program is right for your organization, your employees, and/or their dependents.
- There are other programs available thorough Chamber member businesses, including:
- Insurance Advisors and brokers for group and individual insurance as well as assistance with Connect For Health Colorado (health insurance marketplace)
- There are other programs available thorough Chamber member businesses, including:
- Click here to get started with your Summit Chamber SALA Healthcare Program Application.
- Interested businesses should conduct a thorough analysis to ensure you understand the program and if it works for you.
- Chamber members and their employees who enroll by the 18th of the month will be able to start the 1st of the next month (e.g. an employee who signs up on November 5 will be able to be in the program as of December 1st.
Resources & Contact Information
- Phone: 888-994-4979
- Email: [email protected]
- Schedule a one-on-one consultation/call: Schedule a Call
- Pre-Recorded Webinar: YouTube Tutorial
- Additional online tools: https://helpcenter.salahealthcare.org
- Estimate your monthly expenditure: Online Rate Calculator
Important Disclaimer
The SALA Healthcare Program is not traditional health insurance. Instead, it is an alternative solution that pairs preventative care plans with a medical cost-sharing model. It may reduce costs by as much as 50% compared to traditional plans.
Before replacing health insurance with a cost-sharing membership, it’s important to understand:
- Pre-existing conditions may be excluded or limited.
- Some expenses related to irresponsible behavior (such as drug- or alcohol-related incidents) may not be covered.
- Providers may require full or partial payment before delivering care.
- The program does not include state insurance protections or guarantees; payments are not premiums, and future benefits are not guaranteed.
The Summit Chamber does not provide insurance, legal, or tax advice. Members should consult a qualified professional before enrolling.
This program is provided by the Small Association Leadership Alliance (SALA) with preventative care provided by Apex Management Group and medical cost sharing through Sedera Health. The Summit Chamber of Commerce makes no recommendations, representations, or warranties regarding the terms or suitability of this program for any individual or business.
Other resources for Healthcare & Insurance
If you don’t have access through your employer or are looking for resources to share with your team, here are some options
Local Insurance Brokerage Firms
Shop for Health Care
To shop for health insurance on the marketplace, please visit the local recommendations above or check out our Business Directory to search for members that sell Health insurance. Also, check out Connect for Health Colorado for other marketplace plans.